Read the total cost, not the fee
A low up-front fee can sit on a marked-up rate. Compare the amount your recipient actually receives against the mid-market rate for the same day.
Transfer costs and exchange ratesRemittance Handbook
What a transfer really costs
Fees, exchange-rate markups and payout methods decide how much actually lands in your recipient's account.
What a transfer really costs
The fee shown at checkout is only one line of the bill; the exchange rate is the other.
Know which method fits the amount
Bank wires, card-funded apps and cash pickup agents differ in speed, cutoff times and how much detail the recipient must supply. The right choice depends on the amount and the destination.
Compare transfer methods
Check the rules before you send
Licensing, identity checks and reporting thresholds vary by country and by provider. A few minutes of preparation prevents a transfer being held after you have paid.
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